Assets & Investments Tracking

Building wealth requires careful tracking of your assets and investments. Badget provides comprehensive tools to monitor your portfolio, analyze performance, and generate detailed financial reports.

Getting Started with Asset Tracking

Connecting Investment Accounts

Link your investment accounts for automatic tracking:

Brokerage Accounts: Connect accounts from major brokerages
Retirement Accounts: Link 401(k), IRA, and Roth IRA accounts
Robo-Advisors: Connect accounts from automated investment platforms
Real Estate: Add property values and mortgage information

Manual Asset Entry

For assets that can't be connected automatically:

Add Asset: Click "Add Asset" in the assets dashboard
Choose Type: Select from stocks, bonds, real estate, crypto, or other
Enter Details: Current value, purchase price, and acquisition date
Set Updates: Choose automatic or manual value updates

Asset Categories

Investment Assets

Track various types of investments:

Stocks & ETFs:

Individual stocks
Exchange-traded funds
Mutual funds
Index funds

Fixed Income:

Corporate bonds
Government bonds
CDs and savings accounts
Money market funds

Alternative Investments:

Real estate investment trusts (REITs)
Commodities
Cryptocurrencies
Precious metals

Physical Assets

Monitor tangible assets:

Real Estate:

Primary residence
Investment properties
Rental properties
Commercial real estate

Personal Property:

Vehicles
Jewelry and collectibles
Art and antiques
Business equipment

Portfolio Management

Asset Allocation

Understand your investment mix:

Asset Class Breakdown: Stocks, bonds, real estate, cash
Geographic Allocation: Domestic vs. international investments
Sector Distribution: Technology, healthcare, finance, etc.
Risk Assessment: Conservative, moderate, or aggressive allocation

Performance Tracking

Monitor investment performance:

Total Return: Track gains/losses including dividends
Time-Weighted Returns: Compare performance across periods
Dollar-Weighted Returns: Account for cash flows and timing
Benchmark Comparison: Compare against market indices

Rebalancing Alerts

Stay on track with your investment strategy:

Target Allocation: Set desired asset allocation percentages
Drift Notifications: Alerts when allocation deviates significantly
Rebalancing Suggestions: Recommendations for portfolio adjustments
Tax-Efficient Rebalancing: Minimize tax implications of changes

Investment Analysis

Performance Metrics

Comprehensive performance analysis:

Return Calculations:

Annualized returns
Risk-adjusted returns (Sharpe ratio)
Maximum drawdown
Volatility measures

Dividend Tracking:

Dividend yield
Dividend growth rate
Total dividend income
Reinvestment tracking

Holdings Analysis

Deep dive into individual investments:

Position Sizing: See largest holdings and concentration risk
Cost Basis: Track purchase prices and tax implications
Unrealized Gains/Losses: Monitor paper profits and losses
Tax Lot Management: Optimize tax efficiency of sales

Risk Assessment

Understand portfolio risk:

Correlation Analysis: See how assets move together
Beta Calculations: Measure sensitivity to market movements
Value at Risk: Estimate potential losses in adverse scenarios
Stress Testing: See how portfolio performs in market downturns

Real Estate Tracking

Property Management

Track real estate investments:

Property Details:

Purchase price and date
Current market value
Property taxes and fees
Maintenance and improvements

Rental Properties:

Monthly rental income
Vacancy rates
Property management fees
Repair and maintenance costs

Mortgage Tracking

Monitor real estate financing:

Outstanding Balance: Track remaining mortgage amount
Payment Schedule: Monitor principal and interest payments
Equity Calculation: Automatic home equity calculations
Refinancing Analysis: Track refinancing opportunities

Retirement Planning

Account Types

Track different retirement accounts:

Employer-Sponsored:

401(k) and 403(b) accounts
Employee stock purchase plans
Pension plans
Profit-sharing plans

Individual Accounts:

Traditional and Roth IRAs
SEP and SIMPLE IRAs
Solo 401(k) plans
Health Savings Accounts (HSAs)

Retirement Analysis

Plan for your financial future:

Contribution Tracking: Monitor annual contribution limits
Employer Match: Track employer matching contributions
Withdrawal Planning: Plan for required minimum distributions
Tax Planning: Optimize pre-tax vs. after-tax contributions

Financial Reporting

Net Worth Tracking

Monitor your overall financial position:

Total Assets: Sum of all asset values
Total Liabilities: All debts and obligations
Net Worth Calculation: Assets minus liabilities
Net Worth Trends: Track changes over time

Investment Reports

Generate comprehensive investment reports:

Portfolio Summary:

Asset allocation charts
Performance summary
Top holdings
Recent transactions

Tax Reports:

Realized gains and losses
Dividend and interest income
Tax-loss harvesting opportunities
Form 1099 reconciliation

Custom Reports

Create reports tailored to your needs:

Date Range Selection: Analyze specific time periods
Account Filtering: Focus on specific accounts or asset types
Export Options: Download reports in PDF or Excel format
Scheduled Reports: Automatic report generation and delivery

Advanced Features

Goal Tracking

Link assets to financial goals:

Retirement Goals: Track progress toward retirement targets
Education Savings: Monitor 529 plan contributions and growth
Home Purchase: Track down payment savings progress
Emergency Fund: Monitor cash reserves and liquidity

Tax Optimization

Maximize after-tax returns:

Tax-Loss Harvesting: Identify opportunities to offset gains
Asset Location: Optimize which assets go in which account types
Roth Conversions: Analyze Roth IRA conversion opportunities
Required Distributions: Plan for mandatory withdrawals

Estate Planning

Prepare for wealth transfer:

Beneficiary Tracking: Monitor account beneficiary designations
Asset Titling: Track how assets are owned
Estate Value: Calculate total estate value for planning purposes
Document Storage: Store important financial documents

Best Practices

Regular Monitoring

Weekly Check-ins: Review portfolio performance and market changes
Monthly Reviews: Analyze allocation and rebalancing needs
Quarterly Analysis: Deep dive into performance and strategy
Annual Planning: Review goals and make strategic adjustments

Documentation

Transaction Records: Keep detailed records of all transactions
Tax Documents: Organize and store tax-related paperwork
Performance Notes: Document reasoning for investment decisions
Strategy Reviews: Record changes to investment strategy

Security Measures

Account Monitoring: Regularly review account statements
Password Management: Use strong, unique passwords
Two-Factor Authentication: Enable 2FA on all investment accounts
Fraud Alerts: Set up alerts for suspicious activity

Troubleshooting

Data Accuracy Issues

If asset values seem incorrect:

Verify market data sources
Check for stock splits or corporate actions
Review manual entries for errors
Contact support for data corrections

Connection Problems

For investment account connection issues:

Verify login credentials
Check for account restrictions
Ensure two-factor authentication is set up
Try reconnecting the account

Performance Discrepancies

If performance calculations seem off:

Verify all transactions are recorded
Check for missing dividends or distributions
Review cash flow timing
Confirm benchmark comparisons are appropriate

Getting Support

Need help with asset tracking?

Investment Guides: Access detailed investment education
Video Tutorials: Watch portfolio management tutorials
Professional Services: Connect with financial advisors
Support Team: Get help with technical issues

Successful wealth building requires consistent monitoring and analysis. Start with basic asset tracking and gradually incorporate more sophisticated analysis as your portfolio grows.